BANKING TEST FREE COURSE 23.11.2024

Welcome to your BANKING TEST FREE COURSE 23.11.2024

Name

Directions (1 -2): Five statements are given below, labelled A, B, C, D and E, among these, four statements are in logical order and form a coherent paragraph/passage. From the given options, choose the option that does not fit into the theme of the passage.

1.A. A recent event in Delhi brought together two Indian winners of the 2016 Ramon Magsaysay Award,Bezwada Wilson and T.M. Krishna, in a wide-ranging conversation about freedom of expression, nationalism and inequality, issues of pressing concern.

B. The Magsaysay Award jury was astute indeed in recognising the laudable public spiritedness of both Wilson and Krishna, and their common concern with the problem of caste.

C. They come from absolutely unrelated areas of engagement, and from personal backgrounds that are far apart, but what is remarkable is how they converge in their social activism as well as their shared ability to communicate clearly and forcefully with large audiences.

D. Untouchability may have been outlawed through Article 17 of the Indian Constitution, but that is only the most extreme way to keep human beings and fellow citizens apart.

E. The two men share a commitment to free speech and equal citizenship, to addressing entrenched forms of exclusion, discrimination and violence based on caste, to democratic rights and the Indian

Constitution.

a) A

b) B

c) C

d) D

e) E

(a)

(b)

(c)

(d)

(e)

None

2. A. Latest data from the National Family Health Survey 2015-16 (NFHS-4) show that in most of the States for which data is available, overweight men and women far outnumber underweight ones, in some instances double the number.

B. Health and nutrition are two areas where India’s achievements have not been quite up to the mark during the previous era of Millennium Development Goals (MDGs), particularly given the high economic growth in the last decade.

C. At the same time, India is undergoing simultaneous transitions.

D. In parallel, a nutritional transition is happening — earlier, India was characterised by a high prevalence of under nutrition, but this era has also brought a double burden of under nutrition as well as over nutrition.

E. A health SDG index released in September by The Lancet ranked India at 143 among 188 countries and in the Global Hunger Index published by the International Food Policy Research Institute in October, India is ranked 97th among a total of 118 countries, signifying a high level of hunger and under nutrition.

a) A
b) B
c) C
d) D
e) E

(a)

(b)

(c)

(d)

(e)

None

Directions (3 – 5): A word given in bold is followed by I, II and III, each of which consists of two sentences. You need to identify the options where the given word can be used as a connector to combine the two statements into a single one while maintaining the meaning and coherence of the sentence.

3. Unless
I. Prosperity in the country was not possible. Human rights issues also could not be implemented.
II. Unemployment rate among young people aged between 15 and 24 has hit an alarming 63 per cent. As the government grapples with the bloated wage bill.
III. In developed economies, the data protection laws do not allow universities to disclose private credentials of students to third parties. The students do not explicitly ask them to make the disclosure.

a) Only I
b) Only II
c) Only III
d) Only I and 2
e) None of the above

(a)

(b)

(c)

(d)

(e)

None

4. Even with
I. It is almost impossible to defeat a militia that is well entrenched in a civilian population. If one has the most sophisticated weapons.
II. Beijing may still have peace of mind as Pyongyang remains as its ideological ally. It has a nuclear-armed North Korea on its doorstep.
III. Manipuri sportspersons face a lot of inconvenience; they managed to perform exceedingly well bringing laurels for India.

a) Only I
b) Only III
c) Only I and II
d) Only II and III
e) All of the above

(a)

(b)

(c)

(d)

(e)

None

5. Moreover
I. Bond prices fall due to the selling pressure. The yields will spike due to the inverse relationship between price and interest rates.
II. Borrowing costs of Indian companies that have raised funds from international markets will go up. The value of dollar-denominated debt will jump.
III. As India started easing interest rates and the US started hiking its rates, the interest rate differential is narrowing fast which impacts the speculative money coming into the domestic financial markets.
Reversing foreign inflows will create an upward pressure on domestic interest rates that will affect new projects.

a) Only III
b) Only I
c) Only I and II
d) Only II and III
e) Only I and III

(a)

(b)

(c)

(d)

(e)

None

Directions (6 – 8): In the given statement some words have been highlighted. These words may not be at the correct place making the sentence grammatically and contextually incorrect.
Choose the option which represents the correct sequence of words, which will make the sentence grammatically and contextually correct. If the sentence is correct as it is, choose E i.e. ‘No rearrangement required’ as your answer.

6. COLUMN 1
(A) Entrepreneurs are relieved that start-ups registered with
(B) Malls are great places to shop because
(C) The fire-fighters doused the flames

COLUMN 2
(D) one can find everything one need under a single roof.
(E) that had engulfed the building.
(F) the DPIIT can avail of angel tax exemption.

a) Only A-F
b) Only B-D
c) Only A-F, C-E
d) Only B-D, C-E
e) None of these

(a)

(b)

(c)

(d)

(e)

None

7. COLUMN 1
(A) Simply offering price support does not tackle the problem
(B) Those with more wealth in a society always had
(C) Most of the students

COLUMN 2
(D) greater power to influence the rules of the game.
(E) of cropping patterns out of sync with agro-climatic conditions.
(F) go to prison to pay for their crimes

a) Only B-D
b) Only B-D, A-E
c) Only A-E
d) Only A-E, C-F
e) None of these

(a)

(b)

(c)

(d)

(e)

None

8. COLUMN 1
(A) The scheme provides substantial relief in tax dues for
(B) A strict upbringing is necessary
(C) Rules require WhatsApp to submit a third-party auditor report that all data

COLUMN 2
(D) for the floors to remain clean.
(E) involved in payments will be only stored on servers in India.
(F) all categories of cases as well as full waiver of interest, fine or penalty

a) Only A-F
b) Only B-D
c) Only B-D, C-E
d) Only A-F, C-E
e) None of these

(a)

(b)

(c)

(d)

(e)

None

Directions (9 – 10): In each of the questions given below, a paragraph is given which has some blanks and those blanks have to be filled with the same word out of five words given below it.
You have to choose that same word as your answer and fill up the blanks with that appropriate word.

9. These statements are _________ aimed at nipping in the bud any attempts to change the governance structure of the central bank. He is most _________ going to end this story after the next board meeting by calling it a day. _________ , the central bank has no idea regarding the might of the central government which is elected by the people of the country.

a) Ferociously
b) Tentatively
c) Probably
d) Dryly
e) None of the above

(a)

(b)

(c)

(d)

(e)

None

10. The staggering loss of an estimated 153 billion hours of labour during 2017 due to rising temperatures around the globe is a reminder to governments that they are not doing enough to dramatically curb greenhouse gas _________ . It is vital that India gets more ambitious about cutting back on carbon _________ . The poisonous gases _________ from the factory lead to pollution of the river and its adjoining areas.

a) Attrition
b) Attribution
c) Contribution
d) Emissions
e) None of the above

(a)

(b)

(c)

(d)

(e)

None

Directions (11-15): Study the following information and answer the questions given below.
In a certain code language:
‘focus on economic development’ is written as ‘vl no py su’
‘greater growth more development’ is written as ‘wr ea vl om’
‘more focus is important’ is written as ‘su ta nx ea’
‘economic growth is important’ is written as ‘ta py om nx’

11. What is the code for ‘economic’?

a) no
b) py
c) nx
d) ta

(a)

(b)

(c)

(d)

None

12. ‘su’ is the code for which of the following?

a) more
b) development
c) focus
d) on

(a)

(b)

(c)

(d)

None

13. What is the code for ‘growth is important’?

a) om ta py
b) om ta nx
c) wr ta nx
d) Cannot be determined

(a)

(b)

(c)

(d)

None

14. What is the code for ‘important’?

a) ta
b) nx
c) om
d) Cannot be determined

(a)

(b)

(c)

(d)

None

15. What is the code for ‘greater’?

a) wr
b) ea
c) vl
d) om

(a)

(b)

(c)

(d)

None

Directions (16-20): Read the following information carefully and answer the questions given below.
In a certain code:
‘must respect old rules’ is code for ‘za la ka ga’
‘we respect the elders’ is code for ‘za fa sa na’
‘we must be elders’ is code for ‘na la da sa’
‘be elders respect younger’ is code for ‘wa sa za da’

16. What is the code for ‘respect’?

a) la
b) za
c) sa
d) fa

(a)

(b)

(c)

(d)

None

17. If code ‘respect mut old’ is ‘za la ga’ then what is the code for ‘rules’?

a) na
b) da
c) ka
d) za

(a)

(b)

(c)

(d)

None

18. ‘ga’ code represents which word?

a) be
b) old
c) rules
d) Either b or c

(a)

(b)

(c)

(d)

None

19. What is the possible code of ‘we must respect elders’?

a) za na za sa
b) na za sa wa
c) la na za sa
d) ga na za sa

(a)

(b)

(c)

(d)

None

20.’da’ code represent which word?

a) be
b) we
c) respect
d) must

(a)

(b)

(c)

(d)

None

21. Profit earned on an article when it is sold for Rs.672 is
25% more than the loss when it is sold for Rs.470.4. If a
shopkeeper marked up the article by 50% above the cost
price and sold it after allowing two successive discounts
of 20% each, then find the selling price of the article.

(a) Rs.840
(b) Rs.537.6
(c) Rs.560
(d) Rs.401.6
(e) Rs.450.6

(a)

(b)

(c)

(d)

None

22. An article marked up 30% above its cost price. Find the
percentage of discount should offer on the article to make
a profit of 4%.

(a) 10%
(b) 5%
(c) 20%
(d) 2%
(e) 9%

(a)

(b)

(c)

(d)

None

23. A shopkeeper marked up the price of an article 80%
above its cost price. Find the difference between his
profit%/loss%, if he sold the article at three successive
discounts of 12.5%, 20% and 25% instead of single
discount of 50%.

(a) 4.5%
(b) 7.5%
(c) 5.5%
(d) 3.5%
(e) 6.5%

(a)

(b)

(c)

(d)

None

24. A man invested Rs.25000 on simple interest at R% p.a. If
interest received by man is three–twentieth of the
principal after three years, then find ‘R’.

(a) 5%
(b) 4%
(c) 6%
(d) 3%
(e) 8%

(a)

(b)

(c)

(d)

None

25. A man invested Rs. P in scheme X at the rate of 20% p.a.
on compound annually for two years. Man invested total
amount received from scheme X in another scheme Y at
the rate of 5% p.a. on simple interest for 2 years. Find
interest received from scheme Y is what per cent of
interest received from scheme X?

(a) 40.72%
(b) 36.72%
(c) 39.72%
(d) 16.36%
(e) 32.72%

(a)

(b)

(c)

(d)

None

26. Rs. 1800 is invested in a FD at the rate of R% p.a. on simple
interest and Rs. (1800 – x) is invested in mutual fund at
the rate 3R % p.a. on simple interest. If after 6 years,
interest earned from FD is 20% less than that of from
mutual fund, then find x.

(a) 1450
(b) 1150
(c) 950
(d) 1050
(e) 1250

(a)

(b)

(c)

(d)

None

27. Present age of A is 12 years more than C, while C is three
years younger than B. The ratio of present age of A to that
of B is 6 : 5. Find the sum of age (in years) of B and C ten
years hence will be?

(a) 117
(b) 103
(c) 107
(d) 111
(e) 105

(a)

(b)

(c)

(d)

(e)

None

28. The average of present age of A, B and C is 29 years. If age
of A is two years less than that of B and age of B is eight
years less than C, then find the present age of A.

(a) 27 years
(b) 21 years
(c) 22 years
(d) 25 years
(e) 24 years

(a)

(b)

(c)

(d)

(e)

None

29. A is 40% more efficient than C and B is 50% more efficient
than A. If A and C together can complete a piece of work
in 45 days, then find days taken by A, B & C together to
complete 50% of the work.

(a) 20 days
(b) 24 days
(c) 26 days
(d) 32 days
(e) 16 days

(a)

(b)

(c)

(d)

(e)

None

30. Pipe A & pipe B together can fill half of a tank in 7 hours,
while pipe C can empty 40% of the same tank x hours.
When all three pipes open together in same empty tank,
then it completely filled in 26 1
4 hours. Find value of x.

(a) 18
(b) 12
(c) 16
(d) 24
(e) 9

(a)

(b)

(c)

(d)

(e)

None

Time’s up

Time is Up!

BANKING TEST FREE COURSE 23.11.2024

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